On 13th July, 2012, at a meeting conducted by NPCI Brihan-Mumbai Bankers’ Clearing House (BBCH), it was decided to operationalise the Western CTS Grid latest by 30th June, 2013.
Towards this end, on 27/04/2013, the Mumbai CTS went live. 8 BBCH (Brihan-Mumbai Bankers’ Clearing House) member banks are part of the Pilot run. More and more banks are joining the grid every week.
When fully operational, Mumbai CTS grid will cover 20 MICR centres of Maharashtra, Gujarat, Madhya Pradesh, Chhattisgarh and Goa. This would encompass almost 50% of pan-India inter-bank cheque clearing.
A large number of cooperative banks are present in Maharashtra and Gujarat, and there would be a major challenge to migrate these banks to CTS Clearing. However, the respective participants experience in other parts of India would be immensely beneficial in the CTS rollout.
The following is the list of 20 MICR centres which would eventually be part of the Western CTS Grid.
NAME OF THE CENTRE
|
BANK MANAGING THE CLEARING HOUSE
|
PIN CODE OF THE CENTRE
|
DISTRICT
|
STATE/UT
|
AHMEDABAD |
RESERVE BANK OF INDIA(BOB) |
380015
|
AHMEDABAD |
GUJARAT |
ANAND |
UNION BANK OF INDIA |
388001
|
ANAND |
GUJARAT |
AURANGABAD |
PUNJAB NATIONAL BANK |
431001
|
AURANGABAD |
MAHARASHTRA |
BHAVNAGAR |
BANK OF BARODA |
364001
|
BHAVNAGAR |
GUJARAT |
BHOPAL |
RESERVE BANK OF INDIA(CBI) |
462011
|
BHOPAL |
MADHYA PRADESH |
GWALIOR |
STATE BANK OF INDIA |
474001
|
GWALIOR |
MADHYA PRADESH |
INDORE |
STATE BANK OF INDIA |
452004
|
INDORE |
MADHYA PRADESH |
JABALPUR |
STATE BANK OF INDIA |
482001
|
JABALPUR |
MADHYA PRADESH |
JAMNAGAR |
BANK OF BARODA |
361001
|
JAMNAGAR |
GUJARAT |
KOLHAPUR |
PUNJAB NATIONAL BANK |
416002
|
KOLHAPUR |
MAHARASHTRA |
MUMBAI |
RESERVE BANK OF INDIA |
400021
|
MUMBAI |
MAHARASHTRA |
NAGPUR |
RESERVE BANK OF INDIA(PNB) |
440018
|
NAGPUR |
MAHARASHTRA |
NASIK |
STATE BANK OF INDIA |
422002
|
NASIK |
MAHARASHTRA |
PANJIM |
STATE BANK OF INDIA |
403001
|
PANAJI |
GOA |
PUNE |
UNION BANK OF INDIA |
411037
|
PUNE |
MAHARASHTRA |
RAIPUR |
STATE BANK OF INDIA |
492001
|
RAIPUR |
CHHATTISGARH |
RAJKOT |
BANK OF BARODA |
370405
|
RAJKOT |
GUJARAT |
SOLAPUR |
STATE BANK OF INDIA |
413002
|
SOLAPUR |
MAHARASHTRA |
SURAT |
STATE BANK OF INDIA |
393003
|
SURAT |
GUJARAT |
VADODARA |
STATE BANK OF INDIA |
390002
|
VADODARA |
GUJARAT |
17.481226
78.524910