Well the online fraudsters are trying their best to steal online identities and manipulate them to their own benefit.
The latest phishing mail doing the internet rounds and specifically targeting Indian emails is one that has been sent by RBI Online.
Well, RBI being India’s Central Bank, naturally many Indians tend to believe it.
However, like all phishing mails, it is an amateurish email.
Today, Reserve Bank of India, vide a Press Notification, has warned the general public of the fraud email.
RBI has said that it has come to its notice about an email from mail id: email@example.com, which was signed by RBI Online offering a new online security platform.
According to the mail contents,
a) The new online security platform offers to prevent online identity theft in Internet banking by asking the customer to go through a two-way authentication factor before he/she properly logs into Internet banking every time.
b) The email further asks the recipient to download attachment and update.
Notice the key words, ‘prevent online identity theft’, ‘internet banking’, ‘two-way authentication factor’, ‘he/she’. All these words lull the email recipient into a false sense of security and he/she is tempted to download the attachment.
RBI has cautioned the public not to open such mail or try to download the attachment on their computer.
Well by now the average eBanking user would know, that such mails are 100% phishing mails and if still the email recipient wanders further, GOD only can SAVE him/her.
Online Identity Theft in simple terms is
It is not literally possible to steal an identity— some less ambiguous terms are identity fraud or impersonation.
Identity theft occurs when someone uses your name, or some other personal, financial, or medical information without your permission to commit fraud or other crimes. Yes, medical information can also be misused!
Identity theft is a form of stealing someone’s identity in which someone pretends to be someone else by assuming that person’s identity, typically in order to access resources or obtain credit and other benefits in that person’s name.
The victim of identity theft (here meaning the person whose identity has been assumed by the identity thief) can suffer adverse consequences if they are held accountable for the perpetrator’s actions.